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Written by: Shelly Campbell

Category: Personal Auto

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A sport utility vehicle (SUV) can look like a private passenger vehicle (often called a crossover) or resemble a large pickup truck with a van-like structure on the back. It can seat up to eight passengers and often includes a four-wheel-drive option. Many drivers use it like a private passenger automobile and drive daily to work or school in an SUV. Car manufacturers designed them to have folding or removable seats, giving the operator room to haul supplies or gear in the back, much like a pickup truck. Be careful not to use your sport utility vehicle in any business without properly insuring it with the right Commercial Auto Policy or Business Use endorsement on a Personal Auto Policy.