By Shelly Campbell I remember when I first started my career as an independent property and casualty insurance agent in 2005, a typical homeowner policy sold for around $400 a year on a $200,000 house. Those same homes now, in 2026, sell for more than double that amount, but the premiums have risen nearly tenfold.
Read more: Why is homeowner insurance so expensive or hard to find in Oregon?
By Shelly Campbell
We’ve got great rates on Renter’s Insurance with various companies. They will even give you credit for insuring your auto with the same company!
Everyone should intuitively understand why auto insurance is required if they want to drive. But what about renter's insurance? Sure, some apartment complexes require it, but most people don’t want to incur the extra expense and don’t understand why they must purchase it. What is it for, and what does it cover?
By Shelly Campbell
The cost of housing in Oregon is rising so rapidly that people find it challenging to live alone. We are seeing more shared homes and apartments than ever before. Due to the nature of laws and contracts, insurance company claims departments and the court system must find ways to compensate for losses associated with rented spaces shared by unrelated roommates.
Read more: My Roommate Has Renter Insurance. Do I Need My Own?
Monitoring the Pulse of the Insurance Industry.