Establishing a booth at your local farmers’ market? Perhaps joining a food truck lot? Planning an event in Roseburg, Oregon? Yep, you will need insurance for that. Generally, the host or sponsor of the farmers’ market or event will require you to provide a Certificate of Insurance (COI). The COI shows proof that you have at least $100,000 in liability, with them listed as a “certificate holder” or “additional insured”. If you are joining a food truck lot, the same stipulations apply: $100,000 of liability insurance and perhaps as much as $1,000,000.