By Shelly Campbell
Auto Insurance companies in Oregon almost always offer a multi-car discount when you have more than one car on your auto insurance policy. Believe me, this is a significant discount, and you don't have to be a homeowner, have six months of prior insurance, be married, or anything else to qualify for it. In Oregon, you just have to have more than one car on your auto insurance policy, and in some cases, at least as many drivers as cars.
Read more: Oregon Auto Insurance Companies Offer Multi-Car Discounts.
By Shelly Campbell Agents working through an independent auto insurance agency can often find you a discount if you had higher than the Oregon state minimum limits on your prior car insurance. It is called the Higher Limit Discount. If you maintain limits above what the State of Oregon requires, many companies now offer you a discount if you purchase those same limits or even higher.
Read more: Higher Bodily Injury Limits Do Make Your Insurance Cheaper. Really!
By Shelly Campbell Renewal Discounts on your Oregon car insurance policy used to be an easy discount to earn: Keep your policy going for six months, and you got it! Not anymore. Sometimes, it requires moving to another company, where you can take advantage of the Transfer Discount to earn a reward for having had prior insurance.
Read more: Renewal Discounts Aren’t As Easy As They Used to Be
By Shelly Campbell Auto insurance companies in Oregon offer customers discounts of up to 40% for maintaining a car insurance policy for at least 6 months. Keeping a policy in-force with your name on it or as a listed driver is likely the most significant discount.
Read more: Is There a Discount for Prior Insurance in Oregon?
Monitoring the Pulse of the Insurance Industry.